Jorja Smith crafts sultry R&B for late-night dancing onWhat Are the Odds

![a woman with blonde hair poses in front of a red wall][1] Jorja Smith Credit: Bolade Banjo Jorja Smith’s sultry, dance-floor–filling third album, _What Are the Odds_ (FAMM), is the sort of record she’s been teasing for years. The English singer’s first two LPs are defined by grandiose balladry, ...